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• Automotive Loans

Your car loan requirements covered

Prices as little as

Enjoy acutely competitive prices with great terms.

Complimentary Auto Buying Service

Our professionals will discover the car you prefer at a price that is great. Start right right right here.

Degree Up

Individuals may be eligible for loan price reductions by making consecutive, on-time re payments.

Brand Brand New Car Finance

Versatile terms, as much as 125per cent financing

• New car finance rates as little as 3.14per cent APR
• As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Versatile terms as much as 84 months
• No prepayment charges
• Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

• Car or truck loan prices only 3.39per cent APR
• Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
• As much as 125 per cent financing with Guaranteed car Protection and Mechanical Breakdown Protection
• Freedom which allows you to definitely purchase from a dealer, private celebration, and on occasion even purchase a lease out
• Like a rate that is potential through LevelUp

Free member benefit: We’ll find your car and negotiate an excellent cost

Car Finance Refinancing

Save very well your vehicle re payments or interest

• Car finance refinancing prices only 3.14per cent APR
• Reduce your interest price or loan terms to raised suit your needs
• Reduce your payment per month and free up money for any other costs
• Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
• Utilize the equity you’ve currently established and borrow as much as 100% of the car’s Kelley Blue Book value

Car Loans Calculator

exactly just How much vehicle can we pay for?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

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”I’m back at my 3rd Patelco car finance and I also could not think about attempting other people. The client solutions is incredible!”

MORE POSSIBILITIES FOR LOTS MORE SOMEONE

”I became assisted with a car loan and get distribution. It had been the most useful experience – We never ever knew it existed.”

THERE THROUGH DOWNS AND UPS

”we desperately required a car that is new but had little cash to place down. Patelco never hesitated to simply help me personally.”

Shop the means you need

Free, concierge car-buying service

Allow Patelco Auto Buying solution specialists discover the automobile you prefer and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART service to find, store and finance your ca r all in one single spot.

You are invited to the automobile purchase

Join us for the future vehicle purchase February 15 – 17 and get member pricing that is special.

Safeguard your new r >

Professional agents will discover you the proper insurance and security solutions during the most readily useful cost.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web page will lead you to keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party internet web web sites may provide a various online privacy policy and degree of safety. Please consult the web site’s privacy for more information. Patelco Credit Union will not represent the operator legally for this web site or perhaps the Patelco user, if the two come right into a deal. We have been also perhaps maybe maybe not legally in charge of access, viewpoints, services and products, or solutions offered or expressed on the internet site you might be planning to go to.

1. APR (Annual Portion Rate). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to change with no warning. Patelco offers a variety of base prices and discounts that be determined by facets such as for instance credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real rates are disclosed to approved candidates on paper ahead of loan consummation and could be up to 11.89% APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or visit any Patelco branch. Loan payment instance: $22.23 per month per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance items are perhaps not deposits of Patelco Credit Union and tend to be perhaps not insured because of the NCUA. They’re not fully guaranteed by Patelco Credit Union and might be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and may even be bought from a representative or an insurance coverage business associated with the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints could be filed using the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Offer valid only on Enterprise automobile product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not along with every other offer except that those placed in this ad.